:root{--bg-1: #eef2ff;--bg-2: #f8fafc;--bg-3: #ecfeff;--card: rgba(255, 255, 255, .72);--card-solid: #ffffff;--border: rgba(148, 163, 184, .25);--text: #0f172a;--muted: #64748b;--primary: #6366f1;--primary-2: #8b5cf6;--accent: #06b6d4;--green: #10b981;--red: #ef4444;--amber: #f59e0b;--shadow: 0 10px 30px -12px rgba(79, 70, 229, .25);--radius: 18px}*{box-sizing:border-box;margin:0;padding:0}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Inter,sans-serif;color:var(--text);min-height:100vh;background:radial-gradient(1200px 600px at 10% -10%,var(--bg-1),transparent 60%),radial-gradient(1000px 500px at 100% 0%,var(--bg-3),transparent 55%),linear-gradient(180deg,var(--bg-2),#eef2f7);background-attachment:fixed}.app{max-width:1240px;margin:0 auto;padding:28px 20px 60px}.header{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:16px;margin-bottom:22px}.brand{display:flex;align-items:center;gap:14px}.brand .logo{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,var(--primary),var(--primary-2));display:grid;place-items:center;font-size:26px;box-shadow:var(--shadow)}.brand h1{font-size:22px;font-weight:800;letter-spacing:-.02em}.brand p{color:var(--muted);font-size:13px}.tabs{display:inline-flex;gap:6px;padding:6px;background:var(--card);border:1px solid var(--border);border-radius:999px;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);box-shadow:var(--shadow)}.tab{border:none;background:transparent;cursor:pointer;padding:10px 18px;border-radius:999px;font-weight:600;font-size:14px;color:var(--muted);transition:all .2s}.tab:hover{color:var(--text)}.tab.active{color:#fff;background:linear-gradient(135deg,var(--primary),var(--primary-2));box-shadow:0 6px 16px -6px var(--primary)}.grid{display:grid;gap:18px}.cols-4{grid-template-columns:repeat(4,1fr)}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-2{grid-template-columns:repeat(2,1fr)}@media (max-width: 980px){.cols-4{grid-template-columns:repeat(2,1fr)}.cols-3,.cols-2{grid-template-columns:1fr}}@media (max-width: 560px){.cols-4{grid-template-columns:1fr}}.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:20px;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);box-shadow:var(--shadow)}.card h3{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:10px}.card .section-title{font-size:17px;font-weight:700;margin-bottom:16px}.kpi{position:relative;overflow:hidden}.kpi .label{font-size:13px;color:var(--muted);display:flex;align-items:center;gap:7px}.kpi .value{font-size:28px;font-weight:800;letter-spacing:-.02em;margin-top:6px}.kpi .sub{font-size:12px;color:var(--muted);margin-top:4px}.kpi .accentbar{position:absolute;left:0;top:0;bottom:0;width:5px;background:linear-gradient(180deg,var(--primary),var(--accent))}.kpi.green .accentbar{background:linear-gradient(180deg,var(--green),#34d399)}.kpi.red .accentbar{background:linear-gradient(180deg,var(--red),#f87171)}.kpi.amber .accentbar{background:linear-gradient(180deg,var(--amber),#fbbf24)}.pos{color:var(--green)}.neg{color:var(--red)}.field{display:flex;flex-direction:column;gap:6px}.field label{font-size:12px;font-weight:600;color:var(--muted)}.field input{border:1px solid var(--border);border-radius:12px;padding:11px 13px;font-size:15px;background:var(--card-solid);color:var(--text);transition:border .15s,box-shadow .15s}.field input:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 4px #6366f11f}.field .unit{font-size:11px;color:var(--muted)}.tablewrap{overflow-x:auto;border-radius:14px}table{width:100%;border-collapse:collapse;font-size:14px}th,td{padding:10px 12px;text-align:right;white-space:nowrap}th:first-child,td:first-child{text-align:left}thead th{position:sticky;top:0;background:#f1f5f9;color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.04em}tbody tr{border-bottom:1px solid var(--border)}tbody tr:hover{background:#6366f10d}tr.year-end{background:#06b6d41a;font-weight:600}tr.year-end:hover{background:#06b6d429}.yearbadge{display:inline-block;padding:2px 8px;border-radius:999px;background:linear-gradient(135deg,var(--accent),#22d3ee);color:#fff;font-size:11px;font-weight:700}.monthbadge{display:inline-block;min-width:26px;text-align:center;padding:2px 6px;border-radius:7px;background:#eef2ff;color:var(--primary);font-size:12px;font-weight:600}.rate-row{display:grid;grid-template-columns:1.4fr 1fr .8fr .8fr;align-items:center;padding:12px 14px;border-radius:12px}.rate-row:nth-child(odd){background:#6366f10a}.rate-row.best{background:linear-gradient(135deg,#10b9811f,#06b6d41a);border:1px solid rgba(16,185,129,.3)}.badge-best{font-size:10px;font-weight:700;color:var(--green)}.rate-row.clickable{cursor:pointer;transition:all .15s}.rate-row.clickable:hover{background:#6366f11a;transform:translate(2px)}.rate-row.selected{background:linear-gradient(135deg,#6366f129,#8b5cf61f)!important;border:1px solid var(--primary);box-shadow:0 6px 16px -8px var(--primary)}.badge-selected{font-size:10px;font-weight:800;color:var(--primary);margin-left:6px;background:#6366f126;padding:2px 7px;border-radius:999px}.important-banner{background:linear-gradient(135deg,#f59e0b24,#fbbf241a);border:1px solid rgba(245,158,11,.4);border-radius:12px;padding:12px 16px;margin-bottom:16px;font-size:14px;color:#92400e}.field-important input{border-color:var(--amber)!important;box-shadow:0 0 0 3px #f59e0b24;background:#fffbeb}.important-tag{font-size:10px;font-weight:800;color:#b45309;background:#f59e0b2e;padding:1px 7px;border-radius:999px;margin-left:6px}.rate-editable .rate-edit-row{display:flex;align-items:center;gap:8px;margin-top:6px}.rate-input{flex:1;min-width:0;border:1px solid var(--border);border-radius:10px;padding:8px 10px;font-size:22px;font-weight:800;color:var(--text);background:var(--card-solid);text-align:center}.rate-input:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 4px #6366f11f}.step-btn{width:38px;height:38px;flex:none;border:none;border-radius:10px;cursor:pointer;font-size:22px;font-weight:700;color:#fff;background:linear-gradient(135deg,var(--primary),var(--primary-2));box-shadow:0 6px 14px -8px var(--primary);transition:transform .1s}.step-btn:hover{transform:translateY(-1px)}.rate-edit-actions{margin-top:8px;min-height:24px}.bank-banner{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:16px}.bank-rate-pill{margin-left:auto;background:linear-gradient(135deg,var(--primary),var(--primary-2));color:#fff;padding:6px 14px;border-radius:999px;font-weight:700;font-size:14px}.note{font-size:12px;color:var(--muted);margin-top:12px;line-height:1.5}.btn{border:none;cursor:pointer;padding:11px 18px;border-radius:12px;font-weight:700;font-size:14px;background:linear-gradient(135deg,var(--primary),var(--primary-2));color:#fff;box-shadow:0 8px 18px -8px var(--primary);transition:transform .1s}.btn:hover{transform:translateY(-1px)}.btn.ghost{background:var(--card-solid);color:var(--primary);border:1px solid var(--border);box-shadow:none}.toast{position:fixed;bottom:24px;left:50%;transform:translate(-50%);background:var(--text);color:#fff;padding:12px 22px;border-radius:999px;font-weight:600;box-shadow:var(--shadow);z-index:50}.loading{display:grid;place-items:center;min-height:60vh;color:var(--muted);font-size:16px}.login-wrap{min-height:100vh;display:grid;place-items:center;padding:20px}.login-card{width:100%;max-width:380px;background:var(--card);border:1px solid var(--border);border-radius:22px;padding:34px 30px;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);box-shadow:var(--shadow)}.login-error{background:#ef44441a;border:1px solid rgba(239,68,68,.3);color:#b91c1c;padding:10px 14px;border-radius:12px;font-size:13px;margin-bottom:14px}.user-chip{display:inline-flex;align-items:center;gap:10px;padding:6px 6px 6px 14px;background:var(--card);border:1px solid var(--border);border-radius:999px;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);font-weight:600;font-size:14px;box-shadow:var(--shadow)}.role-badge{padding:3px 10px;border-radius:999px;font-size:12px;font-weight:700}.role-badge.admin{background:linear-gradient(135deg,#6366f12e,#8b5cf626);color:var(--primary)}.role-badge.user{background:#eef2f7;color:var(--muted)}.link-btn{border:none;background:none;cursor:pointer;padding:0;font:inherit;font-weight:700;color:var(--primary);text-decoration:underline;text-underline-offset:3px}.link-btn:hover{color:var(--primary-2)}.modal-backdrop{position:fixed;top:0;right:0;bottom:0;left:0;background:#0f172a73;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);display:grid;place-items:center;z-index:100;padding:20px}.modal{width:100%;max-width:920px;max-height:88vh;overflow-y:auto;background:var(--card-solid);border:1px solid var(--border);border-radius:20px;padding:24px;box-shadow:0 30px 60px -20px #0f172a66}.legend{display:flex;gap:18px;flex-wrap:wrap;font-size:13px;color:var(--muted);margin-top:8px}.legend span{display:inline-flex;align-items:center;gap:6px}.dot{width:11px;height:11px;border-radius:4px;display:inline-block}